Guarantee yourself a great return over a set term. Our CDs include fixed rates that beat those of regular savings accounts. 

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Key Features

  • Guaranteed Returns
  • Competitive Interest
  • No Setup or Maintenance Fees
  • Competitive, fixed rates
  • Higher rates than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 2 weeks to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
  • Interest above standard savings, which may compare favorably with other investment alternatives1
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by Touchstone Bank:
    • One interest rate
    • One regular statement
    • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community

Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit.

1Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.