As you find the right house for you, do the same with your financing. We offer a variety of programs to fit your lending needs.
- Variety of Programs
- Competitive Rates
- Local Processing
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Variety of financing programs available
- Helpful loan advisors with working knowledge of the local real estate market
- Pre-qualification available for extra confidence when buying your home
- Refinance your current home to potentially lower your rate
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
We offer home buyers both Fixed Rate and Adjustable Rate mortgages.
FHA (Federal Housing Administration)
Qualified borrowers are allowed smaller down payments and flexible credit terms.
VA (Veterans Administration)
Available to all qualified Veterans and in-service personnel.
Down Payment Assistance *
Grants for qualified First Time Home Buyers, Community Partners, and our Military buyers.
Guaranteed rural housing loan. No down payment needed.
Created primarily for large loans on higher-priced properties.
For purchasing, building, or refinancing beach, lake or other resort homes.
For properties to be used as rentals.
For cash out, lower interest rate and mortgage payment, or to shorten your term.
Construction to Permanent Financing, One-Time Closing
Save time and money when building your dream home. Our Construction to Perm program is a one-time closing for the construction and long term financing of your home.
Residential Lot Loans
Purchase the lot for your dream home!
Reconstruction / Renovation
Improve your home, no matter how big or how small the need.
Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit.
*While funds are available.