Business Certificates of Deposit (CDs)

Just select a term to get a guaranteed ROI. These CDs offer more certainty than other investment alternatives.

Key Features

  • Guaranteed Returns
  • Competitive Interest
  • No Setup or Maintenance Fees
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Rates as of 8/7/2023. All promotions will run at the stated APY (annual percentage yield) and are subject to cancellation or change in rates without notice and cannot be combined with any other offer. The APYs are accurate as of 8/7/2023. Money Market Special - 4.60% APR rates may change after account is opened. The minimum balance to obtain interest on the money market is $10,000. Offer is available for new money only. 12-Month CD Special - A minimum deposit of $10,000 is required to earn promotional APY. A penalty may be imposed for early withdrawals before maturity. Both offers are for a limite time and may be withdrawn at any time. FDIC insurance is subject to additional requirements and/or restrictions. A $50 service fee applies if the account is closed within 90 days of account opening. Only one account per individual or business is allowed. Additional fees may apply. Fees may reduce- earnings. Please see a Touchstone Bank representative for additional details.

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 2 weeks to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open

Enjoy peace of mind with full FDIC protection on your high-dollar deposits. CDARS distributes your funds over $250,000 into CDs across different financial institutions.

Your funds remain secure as they earn competitive interest — and you’ll only ever receive statements from Touchstone Bank. Put your higher balances to work, and let us do the work for you.

  • Full FDIC insurance on deposits up to $50 million
  • All CD investments managed through a single relationship
  • Excellent personal service
  • Flexible maturity periods available
  • Interest paid directly to you or an account you designate
  • A single monthly statement with detailed listing
  • Annual tax summary is consolidated in one report
  • Effortless solution to save time and money managing accounts
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Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit.