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Mortgage Loans

Home Mortgage Center Mortgage Loans

touchstone has a variety of options to fit your needs:

 

Conventional

  • We offer home buyers both Fixed Rate and Adjustable Rate mortgages.

FHA (Federal Housing Administration)

  • Qualified borrowers are allowed smaller down payments and flexible credit terms.

VA (Veterans Administration)

  • Available to all qualified Veterans and in-service personnel.

Down Payment Assistance *

  • For qualified First Time Home Buyers, Community Partners, and our Military buyers.

USDA

  • Guaranteed rural housing loan. No down payment needed.

Jumbo

  • Created primarily for large loans on higher-priced properties.

Second Homes

  • For purchasing, building, or refinancing beach, lake or other resort homes.

Investment Property

  • For properties to be used as rentals.

Refinancing

  • For cash out, lower interest rate and mortgage payment, or to shorten your term.

Construction to Permanent Financing, One Time Closing

  • Save time and money when building your dream home.  Our Construction to Perm program is a one time closing for the construction and long term financing of your home.

Home Equity Line of Credit

  • Use the equity in your home when you need it.  Take a vacation, consolidate debt, make major purchases with your Home Equity Line of Credit.

Residential Lot Loans

  • Purchase the lot for your dream home!

Reconstruction/Renovation

  • Improve you home, no matter how big or how small the need.

 

 

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