Rates as of 8/7/2023. All promotions will run at the stated APY (annual percentage yield) and are subject to cancellation or change in rates without notice and cannot be combined with any other offer. The APY's are accurate as of 8/7/2023. Money Market Special - 4.60% APY rate may change after the account is opened. Offer is available for new money only. 12-Month CD Special - A minimum deposit of $10,000 is required to earn promotional APY. A penalty may be imposed for early withdrawals before maturity. Both offers are for a limited time and may be withdrawn at any time. FDIC insurance is subject to additional requirements and/or restrictions. A $40 service fee applies if the account is closed within 60 days of account opening. Additional fees may apply. Fees may reduce- earnings. Please see a Touchstone Bank representative for additional details.